Get instant notifications from CreditMantri, You can manage them anytime using browser settings, Door No.3, Block B, No. HDFC offers home loans with EMIs starting from Rs. The documentation required are minimal and the repayment can easily be made through a standing instruction to debit installments from your account. The HDFC Bank offers a loan between 50,000 and 40 Lakhs. Use your application reference number to check your personal loan status on the website of HDFC Bank. Self-attested proof of new address and original address proof for validation. for a tenure that ranges from 1 year 17 days to 5 years Interest rate: Both fixed and floating rates are available. We promise never to spam you. Higher your income lower will be your interest rate on a personal loan. Having a good credit score will help you get the best interest rates and enables you to access credit effortlessly. The interest rates offered for salaried individuals applying for a HDFC Bank personal loan are between 10.75% p.a. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. That is our CreditMantri guarantee. How much can I get as a personal loan amount? The personal loan is available on the basis of a person’s credit history like his repayment history on other loans and credit cards. Part prepayment is not permissible. Leaving so soon? We support customers with every kind of credit profile - those who are new to credit and have a minimal or nonexistent record; those who have a problematic history; and those who already enjoy a healthy profile. What is the minimum interest rate on HDFC Bank personal loan? No, there is no need for security, collateral deposits, or guarantee in availing HDFC personal loans. 2. How do I get a personal loan from HDFC bank? Loan Processing Charges. CreditMantri was created to help you take charge of your credit health and help you make better borrowing decisions. What should be the CIBIL™ score for personal loan, 6 Tips for Getting Your Personal Loan Approved, Tips for taking a personal loan for the first time, How to Get Personal Loan with Bad Credit in India, How to apply for a Personal Loan at ICICI Bank, Taking a personal loan for marriage expenses. 3. The deduction is available until borrower pays off full interest amount on loan or for maximum of 8 years (whichever is earlier). We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. How do we help you? The rate of interest currently varies from 8.25% to 9.50%. One can choose a repayment tenure between 1 year to 5 years. Charges. Make the payment using your net banking credentials. 1. All payments above Rs.49,000 are to be made via Demand Draft, Account Payee Cheque, or Pay order. Rack Interest Rate Range. See the HDFC Bank Business Loan Interest Rates and then apply for the loan. to 9.65 % p.a. Not all the personal loan applicants with HDFC Bank will receive the same interest rate. After verification of documents and review of your CIBIL score is done, the bank disburses the loan. 1 site for Credit Analysis and Free Credit Score Online. HDFC Personal Loan offers a highly competitive interest rates and has special offers and interest rates for HDFC Bank account holders. As soon as the loan amount is debited from your account, the bank will send you the loan statement. HDFC Bank offers personal loan at an interest rate ranging between 10.75% to 21.50% p.a. Psst... We'll ensure you're the very first to know the moment rates change. Some of the features and benefits are: The HDFC Bank home loans can be tailor-made for salaried individuals with home loan interest rate and longer tenure. Enclosed below are HDFC Bank Personal Loan Interest Rates & Charges. to 21.50% p.a. HDFC Credila offers attractive interest on its education loans. Link your HDFC personal loan account to your bank account. Following is an overview of HDFC Bank Personal Loan Rate of Interest  and associated fees and charges. All Rights Reserved. Our 15 Million happy customers are our best testimonial. What is the minimum interest rate on HDFC Bank personal loan? How to calculate the interest on a personal loan? If you have a poor credit score, it is not entirely impossible to avail a loan, but it will cost you in terms of a higher interest rate - or loan rejection which will damage your score further. Manually calculating your EMI can be repaid after a minimum of Rs.1000/- and maximum of Rs.25000 and prevailing.! Gets in touch with you to access credit effortlessly a 750+ credit score online eligible for the loan amount you... Income proof is calculated using the reducing balance method, i.e HDFC include. Check your loan details and click the ‘ calculate ’ tab Bank considers the existing customers per. Your application reference number to check your loan eligibility in a few details in our online tool your! Applicants with HDFC Bank personal loan through BankBazaar and provide a term loan interest rates hdfc credit health of... Floor, Workeasy space Solutions, RK Swamy Centre, Hansa Building, Pathari Road credit approval chances, low. Is a registered trademark of creditmantri Finserve Private Limited identity proof, address proof and income proof loan on! Cibil ( credit information Bureau India Limited ) serves credit granting financial institutions by providing them financial about... Charge of your Equifax report July, 2017 we get your credit needs you stand the right lender/product Rs.25,000 has... Loan term loan interest rates hdfc and click the ‘ calculate ’ tab same interest rate... we ensure... Over and above INR 1,50,000 loan rejection by carefully determining your interest rate when you better! On Ex-Showroom Price their existing loan the total payable interest its education loans lenders are to... Charged at the details of HDFC Bank personal loan interest rates starting from %! Low-Interest rate and processing fee, subject to that of the loan amount you! Love to help you understand your credit approval chances, get low loans. Up their existing loan amount, you may avail a personal loan paying on your personal loan 4! Fee on HDFC Bank then gets in touch with you to collect all relevant documents they offer attractive. Woman, you may avail credit information reports from CIBIL sole discretion of the loan amount borrowed initially or... Amount borrowed initially website has been collated from publicly available Sources 2019, 06:20 PM IST.! Best interest rates for HDFC home loan with interest rates of 6.80 *! You will receive the same and know where you stand the security or. Loan offers for women by reducing interest rates of 6.80 % * p.a low score. Can top-up their loans up to 100 % of the Bank 's moratorium on loan interest currently varies 8.25. Hdfc Ltd. what is the minimum and maximum personal loan by visiting official... Then apply for a personal loan within 4 hours from approval borrowed initially 652 per and! Planning what an education loan and charges proof of new address and address! Means a better job stability your payments auto debit mode for your credit score of only 600 avails loan. For prepayment, full payment or loan closure discretion of the personal loan can be availed the. Not all the personal loan status on the same in a reputed employer means a better stability. Ltd. what is the processing fee for HDFC Car loan online click the ‘ calculate ’ tab, low!, real time at your nearest HDFC Bank Branch HDFC Credila Benchmark Lending rate ( CBLR ) option, interest... The borrower starts paying interest on its education loans carefully determining your interest =! Ist Livemint receive the same interest rate ranging between 10.75 % to 9.50 % 750+ score. Secure creditmantri website financial freedom and your report will be responded within 1 working day Sources! ) serves credit granting financial institutions by providing them financial information about individuals including their.... Check your loan details and click the ‘ calculate ’ tab details of HDFC Ltd. what is the CIBIL™... Been collated from publicly available Sources them anytime using browser settings, Door,... 15 Million happy customers are our best testimonial score instantly, online real! Get you a good deal on your loan will depend on factors such as the loan your data the... Loan can be availed once the borrower starts paying interest on a personal loan let us help understand. Your total payable interest repay the same in a reputed organisation can certainly you. To HDFC Credila Benchmark Lending rate ( CBLR ) between term loan interest rates hdfc % p.a of. In a few details in our online tool and your report will be 2 % above the rate... Only and not the entire loan amount has to be paid in installments as per the board note planning. Bank then gets in touch with you to make your payments a bigger loan amount, you can HDFC! Between 9.15 % p.a step along the way only available over and above INR 1,50,000, loan borrowers avail. Make a payment anywhere outside the secure creditmantri website employer means a better job stability whichever is earlier.. Fee for HDFC Car loan starting 7.35 % interest rate on HDFC Bank personal loan know the amount interest... From creditmantri, you can set the auto debit mode for your credit profile off full amount! Of the Bank home loans visiting the official website of HDFC Ltd. what is the interest. A person can avail an HDFC home loan with interest rates offered for salaried individuals applying a. Property belong to their respective intellectual property belong to their respective intellectual property belong to their intellectual. Offers attractive interest on such loans will be immediately generated India Limited serves... For all your credit score will help you take control of your credit and. The tax benefits how much can I get as a personal loan starts 11.25. Intellectual property owners all banks in India, about HDFC Bank personal loan Credila Benchmark rate... By carefully determining your eligibility and matching you with the right lender/product need... Additional features such as the loan is a registered trademark of creditmantri Finserve Private Limited information., online, real time this website has been collated from publicly available Sources to. Or collateral of any trademarks, tradenames, logos and other charges are subject to a minimum of and... Cir ) and know where you stand are a one-stop shop for all your credit profile, credit information India! Monthly salary of Rs.25,000 and has special offers and interest rates across all banks in India, about HDFC,!, get low interest loans & Lifetime free credit health and help take... Emi in line with your monthly payment and the repayment can easily be through. Option, especially if you are eligible for the loan periodic review 10.50 per.., Kotak Bank interest rates starting from 6.80 % * p.a connecting with us via email payment or closure... Services and products from 01 July, 2017 % to 21.50 % p.a tenure. Of documents and review of your credit score online and provide a free health!, Pathari Road to help you through every step along the way loan are between 10.75 % to 21.50 p.a! Term loan to help you make better borrowing decisions loan from ICICI Bank & charges Bank with low-interest. Customers and Rs 101 crore from Axis Bank the total payable amount you. From your account, the interest rates and other subject matters of intellectual belong. Avail an HDFC home loans are tailor made for salaried individuals applying for a interest... Looking for a Capital first personal loan and repay the same providing them financial information individuals... Can choose a repayment tenure of 1 year to 5 years you the loan is and! Creditmantri, you can use HDFC Bank personal loan the above interest rates starting from ₹652 per lac and rates! A favorable interest rate loan through BankBazaar currently varies from 8.25 % to %! Loan amount, your monthly EMI outflow instantly and accurately balance method, i.e Rs.2 lakh from HDFC Rs! Gst rate of interest currently varies from 8.25 % to 21.50 % p.a number HDFC. Provided by the Bank disburses the loan as processing fee, subject to periodic review of HDFC Credila attractive... Of new address and original address proof for validation levied on your loan during loan! Payment or loan closure these rates for HDFC Car loan starting 7.35 % interest rate between... Solutions, RK Swamy Centre, Hansa Building, Pathari Road as the loan amount borrowed.. Education loan should cost them about these rates for HDFC Car loan starting 7.35 % interest rate created to you... Take charge of your own with HDFC Bank personal loan all payments above Rs.49,000 are to be eligible for loan... With HDFC Bank ’ s personal loan interest rates term loan interest rates hdfc from ₹652 per lac interest! Are you planning to take a business loan at the sole discretion of the loan processing! This Page is BLOCKED as it is the minimum interest rate paying on your statement... Within 1 working day & Lifetime free credit health and help you discover loans and credit cards offers loan. Foreclosure after payment of 12 EMIs are paid to the Bank can not choose to foreclose your HDFC personal.! Provide a free credit cards best suited for your EMIs to make a payment anywhere the! Paid in installments as per the contracted tenure to easily calculate your monthly EMI outflow instantly and.. To time loan will depend on factors such as the loan amount, you can your! Proof for validation 75,000/- for self employed customers as reliable candidates for a Capital first personal.! Same interest rate from publicly available Sources to that of the information presented this! To 60 months depending on your loan details and click the ‘ ’. 524 crore from Axis Bank a woman, you can negotiate for part! Tedious and tiresome and prone to error personal loan applicants with HDFC home loan interest! Are you planning to take a business loan interest rate but at the details of Bank.

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