In a review of 30 banks and their ATM fees, GOBankingRates found that $2.52 is the average fee for using a non-network ATM in the United States without foreign transaction fees. Your deposits are fully insured up to at least $250,000 at all of our United Community Bank branches. United Community Bank's checking account has a monthly fee of $8.00, which makes it fair for anyone looking for a simple account. United Community Bank 300 PEACHTREE STREET Murphy, NC North Carolina- Find ATM locations near you. Although operating only online, Ally is the nation’s 16th-largest bank by assets, offering a well-honed customer experience with ATM fee … United Community Bank 3273 US HIGHWAY 441 N Cherokee, NC North Carolina- Find ATM locations near you. 3 A $2.00 fee will be charged for each debit transaction in excess of six per month. By clicking this link you are leaving the Bank's website. 4 A $7.50 fee will be charged for each debit transaction in excess of six per statement cycle. The link you selected is to a third-party or affiliate site that is not maintained or operated by United Community Bank. Whenever possible, this link will open a new browser window and leave your United Community Bank Web session in the original browser window. “You” and “Your” means the purchaser or the authorized user of the Card. “We”, “Us”, and “Our” means United Community Bank. Full listings with hours, fees, issues with … View MoneyPass Locator Additional fees also apply for Mobile Deposit. You could be getting 4.01% APY, refunds on ATM fees and more with Reward Checking from United Community Bank. Monthly Fee $0 National Average: $3.21 United Community Bank (FDIC Certificate No. 19459) also operates bank branches as Brown County State Bank, Golden State Bank, Marine Bank & Trust, Mercantile Bank, Farmers State Bank of Camp Point, and Liberty Bank. United Community Bank unfortunately does not reimburse out-of-network ATM fees, which means you will have to locate a United Community Bank ATM or pay the ATM charge. Full listings with hours, fees, issues with … Read on to learn about the banks with the highest and lowest ATM fees, check the table to see what your bank charges and learn how you can avoid ATM fees altogether. We now belong to the MoneyPass ATM network providing you with tens of thousands of surcharge-free ATMs coast to coast. We also waive foreign transaction fees that are charged to you when using another bank’s ATM; however, those ATM owners may assess their own fees. We have an extensive ATM network available. United Community Bank Visa® “ACE CardSM” or “Card” means the ACE CardSM issued by United Community Bank. Refunds on ATM fees nationwide+; Refunds on foreign ATM surcharges+; Unlimited check writing; Electronic statements** Must complete 15 posted and cleared United Community Bank VISA® Debit Card transactions of at least $5.00 each in a qualifying statement cycle Minimum initial deposit: $100 4.01 % APY for balances up to $10,000* 2 Fees may be assessed by ATM machines not owned by United Community Banks. You have free access to cash from your deposit accounts by using your Debit, ATM, and credit cards at any of our 60 ATMs in 33 communities. Yes! MoneyPass Network. United Community Bank unfortunately does not refund out-of-network ATM charges, meaning you'll need to locate a United Community Bank ATM or eat the cost of withdrawal. Our United Community Bank Visa® “ACE CardSM” or “Card” means the purchaser or the authorized of! 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